Fire Prevention

[ladyhk13]

Do any of you keep a rider on your homeowners policy covering your weapons? It's kind of a double edged blade...if you don't have it and there is a loss, it can be huge due to the cost of them (especially the antique collectible ones) on the flip side then an outsider knows about your stash.

[Echo2]

Do any of you keep a rider on your homeowners policy covering your weapons? It's kind of a double edged blade...if you don't have it and there is a loss, it can be huge due to the cost of them (especially the antique collectible ones) on the flip side then an outsider knows about your stash.

Yup....had to....my policy only covers to $4000.....So I dispersed a few to family homes....and upped my policy.....

[The Stig]

Do any of you keep a rider on your homeowners policy covering your weapons? It's kind of a double edged blade...if you don't have it and there is a loss, it can be huge due to the cost of them (especially the antique collectible ones) on the flip side then an outsider knows about your stash.

Yep. My regular homeowners policy only covered so much....which would have been about 1.5 of my rifles. So I had to go the rider route to protect us financially.

Don't really care about some drone in Bolingbrook Illinois knowing about my guns. My local agent is a different matter but the risk of financial devastation outweighs the remote chance the world melts down and my local insurance agent begins raiding policy holder's homes looking for loot.