also keep in mind that most banks do not have drawers and open vaults full of cash. they have time lock electronic safes, that they puch in say $1000. and it spits it out. Therefore:
a. they have a limited amount of cash on hand, so if you want to withdraw say $20,000. you need to give them advance notice, or they may not have it.
b. In the event of an Event, if the power is out, you have no access to any of your money.

Additionally, most banks are also switching to a swipe card system to access the safety deposit boxes, meaning once again, in case of a power event, you probably will not have access to them either. (Managers have the back-up key, in an electronic safe.)

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also keep in mind that most banks do not have drawers and open vaults full of cash. they have time lock electronic safes, that they puch in say $1000. and it spits it out. Therefore:
a. they have a limited amount of cash on hand, so if you want to withdraw say $20,000. you need to give them advance notice, or they may not have it.
b. In the event of an Event, if the power is out, you have no access to any of your money.

Additionally, most banks are also switching to a swipe card system to access the safety deposit boxes, meaning once again, in case of a power event, you probably will not have access to them either. (Managers have the back-up key, in an electronic safe.)

So like BP says, use the banks to pay your bills, keep your money liquid!

Incidentally, your loan/mortgage information is mostly electronic as well, so no more payments required, but they do keep paper copies... in an electronic vault!!