Yep. My regular homeowners policy only covered so much....which would have been about 1.5 of my rifles. So I had to go the rider route to protect us financially.
Don't really care about some drone in Bolingbrook Illinois knowing about my guns. My local agent is a different matter but the risk of financial devastation outweighs the remote chance the world melts down and my local insurance agent begins raiding policy holder's homes looking for loot.
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