The economy as we all know is not doing well. wages are down, prices up. To many people are unemployed or under-employed. My finances like many out there have taken a big hit. In the last few months, having been robbing Peter to pay Paul, but thought I could catch up as long as nothing unexpected came up. Well a few things did.
Started adding up the bills, and seeing how I could actually dig myself out. The creditors want their money, and don't want to wait. I like many here am a proud man , and have always taken care of my bills. Some a little late but they got paid. After careful analysis and evaluation, I've found I have but one choice, and it is something I had not planned on doing. Tomorrow, it is off to a lawyers office to file bankruptcy. Not a choice I make lightly. I never thought I'd be in this boat, but life happens independent of our wishes. Once the bankruptcy is granted, i can get back on track and move on with life. Stress level should be greatly reduced.
If you find yourself in the or approaching the place I'm at, don't go it alone. Let go of your pride and take advantage of all the help out there.
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